NB This is a sponsored post.
One of the joys (not!) of middle age is that health issues seem to crop up more and more regularly.
A niggle here, a pain there, a troubling spot … and it’s off to the doctor (again!).
To date, we’ve been pretty fortunate health wise – although we did have a bit of a scare earlier this year, which meant that the hubster was sent for a number of medical tests. It was quite a worrying time, as potentially, it could have been something very serious, even life-threatening.
What would I ever do without my beloved Bear?!
It was the longest 3 weeks of my life (and his too, I’m sure), as we waited for all the results to come back. It’s very hard to continue living “normally” when you feel like the sword of Damocles is hovering over your head! We didn’t want to share our fears with anybody else until we had a definite result, so we soldiered on in silence.
The Hard Conversations during the Longest 3 Weeks of My Life
When we were alone however, we did a *lot* of talking about the things that nobody likes to discuss – the conversations we should all have with our loved ones, no matter how hard it might be. Do you know what your partner’s wishes are regarding organ donation? What about funeral arrangements? Have you organised wills? Or life insurance?
In the midst of all the turmoil, we did have peace of mind about one thing – our life insurance. We first organised it way back when our first child was a baby, with the intention of making sure the remaining parent and child/ren would be well taken care of.
Life Insurance in Middle Age
Of course, our kids are now grown up and finances have eased a lot over the years – so it might seem that life insurance would not really matter so much anymore.
However I can’t even begin to imagine how hard it would be to lose a life partner. At least with life insurance sorted, it allows the “luxury” of being able to mourn – without having to race back to work or worry about bills being paid.
Perhaps now you are thinking that it might be time to look into your own situation should the unthinkable happen! If that’s the case, LifeInsuranceComparison.com.au provides an easy way for you to compare a number of products in the market.
A Happy Ending
Fortunately, the hubster’s health scare turned out not to be anything too sinister – just in time for us to head off to Europe for our trip, too!
But I’m glad we were forced to have some of those difficult conversations about the future – and now we’re closer than ever.
Have you had any serious health scares? How old were you when you first got life insurance?
Thanks for this, Janet! Glad your husband didn’t have anything serious in the end but always a terrifying prospect 🙁
It makes me appreciate him all the more now 🙂
Glad to hear it was all good! I think I have life insurance through my superannuation. I hope so anyway. Better check eh?
I’d say so … knowing your job pretty sure you’d have good cover with QSuper (which is where the hubster and I were working when we met) 😉
My husband died suddenly at 50, but thankfully we had two good policies. I tell everyone that it’s not negotiable, they need to get it. You just don’t know what will happen! Glad your hubbie is okay!
Oh Denise, I am 48, that must have been so hard. I’m glad though you weren’t left high and dry financially – a friend’s mother was widowed suddenly at the same age and they had no insurance cover – after being a stay at home mum her whole life she had to find a job, not what you want to be thinking about at such a tragic time.